Andrew Higgins, 44, could get up to 20 years behind bars when sentenced in US District Court in October for robbing the Hyde Park Savings Bank branch on Centre Street last Nov. 13.

Higgins pleaded guilty Wednesday, the FBI reports.

According to FBI and police reports, Higgins told a friend he needed to cash a check at the West Roxbury bank.

The friend drove him over and then waited while Higgins went inside, robbed the place, then rushed out and told his friend to floor it because of a fight he'd allegedly just had inside.

The friend dropped Higgins off at the Shaw's on River Street in Lower Mills, then got stopped by a cop in Mattapan who'd heard the radio alert for his car. Meanwhile, Higgins took a cab back to his Savin Hill apartment - where police were waiting. Police recovered $2,594.